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The retirement planner.

Estimate what your current monthly spending could look like at retirement, the corpus that supports it, and the monthly investing it implies. After retirement the corpus stays invested and pays you a rising monthly withdrawal, timed to last until your planning age.

35

60

85

6%

The assumed rise in the cost of living, applied before and through retirement.

10% p.a.

Illustrative starting point of 10 percent a year. This is an input you control, not a forecast or a Forefront estimate.

7% p.a.

Retirement portfolios usually assume a lower, steadier rate.

What your assumptions imply

25 years to retirement

Corpus your assumptions imply at 60

₹10.78 Cr

Required monthly amount at your assumed rate₹80,542
Monthly withdrawal it funds from 60, rising with inflation₹4.29 L
Total you would invest₹2.42 Cr
Growth at your assumed rate₹8.36 Cr

Retire at 60

Investing

Withdrawing

Age 35Age 85
Illustrative valueInvested

Chart of the illustrative path of value over 50 years, based on the assumptions you set.

The corpus stays invested at your post-retirement rate and pays a rising monthly withdrawal, an SWP in effect, drawn down to zero at 85. Arithmetic illustration of your assumptions only.

Of ₹10,77,56,693, ₹2,41,62,674 is invested and ₹8,35,94,020 is illustrative growth at your assumed rate.

Corpus at 60 of ₹10,77,56,693, funded by ₹80,542 a month for 25 years, then withdrawn until 85 at your assumed rates.

How to read these numbers. Every figure on this page is computed from the assumptions you set above, including the expected rate of return. Markets do not move in straight lines and no rate of return is assured. These tools do not describe any Forefront offering and are not investment advice.

[PLACEHOLDER: Standard calculator disclaimer, risk warning, and any SEBI or AMFI mandated language for illustrative tools, to be inserted after compliance review.]

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